• Bank Name
  • Rate of Interest
  • Tenure
  • Processing Fee
13.00% - 20.00% Reducing
1-4 Years
1.50% One Time Fee
14.00% - 20.00% Reducing
1-4 Years
1.50% Of Loan Amount
16.00% - 20.00% Reducing
1-3 Years
2% Of Loan Amount
17.00% - 22.00% Reducing
1-3 Years
2% Of Loan Amount
17.00% - 22.00% Reducing
1-3 Years
2% Of Loan Amount
16.00% - 20.00% Reducing
1-3 Years
2% Of Loan Amount

Business Loan Eligibility

Qualifying for a business loan from Bajaj Finserv is simple. You just need to fulfil the following criteria to avail the benefits of the loan:
  • You should be between 25-55 years old.

  • Your business should have a vintage of at least 3 years.

  • Your business should have its Income Tax returns filed for at least the past 1 year.

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Here is a list of the Business Loan customer profiles that we consider:
  • Self Employed Professionals (SEP)
  • Allopathic doctors, chartered accountants, company secretaries and architects who are practicing their profession. Proof of qualification – document to be shared
  • Self Employed Non Professionals (SENP)
  • Traders and manufacturers, retailers, Proprietors, and service providers etc
  • Entities
  • Partnerships, Limited Liability Partnership, Private Limited and closely held Limited companies. Other constitution types depending on their profile on a case to case basis

Documents Required for Business Loan

The document requirements for business loans are minimum, you simply need to hand over the following documents to our representative:
  • Passport size photograph
  • KYC documents
  • Business proof: Certificate of business existence
  • Relevant Financial documents
  • Bank Account statement of last month
  • Bajaj Finserv’s lending criteria for business loans is easy and requirements for business loans are minimum, making the business loan process easy and hassle-free for you.